{"id":769,"date":"2023-09-10T22:56:17","date_gmt":"2023-09-10T14:56:17","guid":{"rendered":"https:\/\/qq-97.net\/?post_type=faq&#038;p=769"},"modified":"2023-09-12T10:50:18","modified_gmt":"2023-09-12T02:50:18","slug":"policy-loan","status":"publish","type":"faq","link":"https:\/\/qq-97.net\/faq\/policy-loan\/","title":{"rendered":"\u4fdd\u55ae\u501f\u6b3e\u9069\u5408\u8ab0\uff1f\u4fdd\u55ae\u5c0f\u984d\u501f\u6b3e\u5229\u7387\u3001\u7ba1\u9053\u4e00\u6b21\u770b"},"content":{"rendered":"<p>\u4fdd\u55ae\u501f\u6b3e\u662f\u4e00\u7a2e<a href='https:\/\/qq-97.net\/small-loan\/'>\u5c0f\u984d\u501f\u6b3e<\/a>\u65b9\u5f0f\uff0c\u6307\u5c07\u540d\u4e0b\u7684\u4fdd\u55ae\u505a\u70ba\u64d4\u4fdd\u54c1\u5411\u4fdd\u96aa\u516c\u53f8\u501f\u9322\uff0c\u662f\u9664\u4e86\u9280\u884c\u8207\u79c1\u4eba\u501f\u8cb8\u516c\u53f8\u4e4b\u5916\u7684\u53e6\u4e00\u7a2e<a href='https:\/\/qq-97.net\/faq\/borrow-money-channel\/'>\u501f\u9322\u7ba1\u9053<\/a>\uff0c\u514d\u770b\u806f\u5fb5\u4e14\u64a5\u6b3e\u5feb\u901f\uff0c\u9069\u5408\u6025\u9700<a href='https:\/\/qq-97.net\/faq\/fast-borrow-money\/'>\u5feb\u901f\u501f\u9322<\/a>\u7684\u4eba\uff0c\u672c\u6587\u5c07\u8a73\u7d30\u4ecb\u7d39\u4fdd\u55ae\u501f\u6b3e\u5229\u7387\u984d\u5ea6\u53ca\u512a\u7f3a\u9ede\uff0c\u4e26\u8aaa\u660e\u4fdd\u55ae\u501f\u6b3e\u4e0d\u9084\u7684\u7d50\u679c\uff0c\u73fe\u5728\u4eba\u4eba\u8eab\u4e0a\u90fd\u6709\u4e00\u5169\u5f35\u4fdd\u96aa\u7684\u6642\u4ee3\uff0c\u4f60\u4e00\u5b9a\u8981\u4e86\u89e3\u4fdd\u55ae\u501f\u6b3e\uff0c\u4ed6\u5f88\u53ef\u80fd\u6703\u6210\u70ba\u4f60\u975e\u5e38\u6642\u671f\u7684\u6551\u547d\u7a3b\u8349\u5594\uff01<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\u5167\u5bb9\u76ee\u9304<\/p>\n<span 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class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/qq-97.net\/faq\/policy-loan\/#%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E7%AE%97\" title=\"\u4fdd\u55ae\u501f\u6b3e\u5229\u7387\u600e\u9ebc\u7b97\">\u4fdd\u55ae\u501f\u6b3e\u5229\u7387\u600e\u9ebc\u7b97<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/qq-97.net\/faq\/policy-loan\/#%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E8%83%BD%E5%80%9F%E5%A4%9A%E5%B0%91%E9%8C%A2%EF%BC%9F\" title=\"\u4fdd\u55ae\u501f\u6b3e\u80fd\u501f\u591a\u5c11\u9322\uff1f\">\u4fdd\u55ae\u501f\u6b3e\u80fd\u501f\u591a\u5c11\u9322\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/qq-97.net\/faq\/policy-loan\/#%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E6%92%A5%E6%AC%BE%E6%99%82%E9%96%93%E8%A6%81%E5%A4%9A%E4%B9%85%EF%BC%9F\" title=\"\u4fdd\u55ae\u501f\u6b3e\u64a5\u6b3e\u6642\u9593\u8981\u591a\u4e45\uff1f\">\u4fdd\u55ae\u501f\u6b3e\u64a5\u6b3e\u6642\u9593\u8981\u591a\u4e45\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/qq-97.net\/faq\/policy-loan\/#%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E4%B8%8D%E9%82%84%E6%9C%83%E6%80%8E%E6%A8%A3%EF%BC%9F%E5%8F%AF%E8%83%BD%E5%BD%B1%E9%9F%BF%E4%BF%9D%E9%9A%9C%E9%A1%8D%E5%BA%A6\" title=\"\u4fdd\u55ae\u501f\u6b3e\u4e0d\u9084\u6703\u600e\u6a23\uff1f\u53ef\u80fd\u5f71\u97ff\u4fdd\u969c\u984d\u5ea6\">\u4fdd\u55ae\u501f\u6b3e\u4e0d\u9084\u6703\u600e\u6a23\uff1f\u53ef\u80fd\u5f71\u97ff\u4fdd\u969c\u984d\u5ea6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/qq-97.net\/faq\/policy-loan\/#%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E7%9A%84%E5%84%AA%E9%BB%9E\" title=\"\u4fdd\u55ae\u501f\u6b3e\u7684\u512a\u9ede\">\u4fdd\u55ae\u501f\u6b3e\u7684\u512a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/qq-97.net\/faq\/policy-loan\/#%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E7%9A%84%E7%BC%BA%E9%BB%9E\" title=\"\u4fdd\u55ae\u501f\u6b3e\u7684\u7f3a\u9ede\">\u4fdd\u55ae\u501f\u6b3e\u7684\u7f3a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/qq-97.net\/faq\/policy-loan\/#%E5%85%B6%E4%BB%96%E5%B0%8F%E9%A1%8D%E5%80%9F%E6%AC%BE%E6%8E%A8%E8%96%A6\" title=\"\u5176\u4ed6\u5c0f\u984d\u501f\u6b3e\u63a8\u85a6\">\u5176\u4ed6\u5c0f\u984d\u501f\u6b3e\u63a8\u85a6<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u4fdd\u55ae\u501f\u6b3e\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>\u4fdd\u55ae\u501f\u6b3e\u6307\u7684\u662f\u7528\u540d\u4e0b\u7684\u4fdd\u55ae\u5411\u4fdd\u96aa\u516c\u53f8\u501f\u6b3e<\/strong>\uff0c\u4f9d\u64da<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=G0390002&amp;flno=120\" target=\"_blank\" rel=\"noopener\">\u4fdd\u96aa\u6cd5120\u689d<\/a>\u898f\u5b9a\uff0c\u88ab\u4fdd\u4eba\u53ef\u4ee5\u4f7f\u7528\u7e73\u8cbb\u8d85\u904e\u4e00\u5e74\u7684\u4fdd\u96aa\u5951\u7d04\u70ba\u8cea\uff0c\u5411\u4fdd\u96aa\u516c\u53f8\u501f\u6b3e\uff0c\u4f46\u4e0d\u662f\u6240\u6709\u7684\u4fdd\u55ae\u90fd\u80fd\u501f\uff0c<strong>\u53ea\u6709\u5177\u6709\u300c\u4fdd\u55ae\u50f9\u503c\u6e96\u5099\u91d1\uff08\u4fdd\u50f9\u91d1\uff09\u300d\u6216\u300c\u4fdd\u55ae\u5e33\u6236\u50f9\u503c\u7684\u4fdd\u55ae\u300d\u624d\u53ef\u4ee5\u8fa6\u7406\u3002<\/strong><\/p>\n<p>\u4fdd\u50f9\u91d1\u5373\u662f\u300c\u9019\u7576\u4fdd\u55ae\u503c\u591a\u5c11\u9322\u300d\uff0c\u4e5f\u5c31\u662f\u5df2\u7e73\u7684\u4fdd\u8cbb\u6263\u6389\u4fdd\u96aa\u516c\u53f8\u6210\u672c\u652f\u51fa\u5f8c\u5269\u9918\u7684\u91d1\u984d\uff0c\u6545\u4fdd\u55ae\u501f\u6b3e\u4e5f\u53ef\u4ee5\u60f3\u6210\u662f\u7528\u904e\u5f80\u7e73\u4ea4\u7684\u4fdd\u8cbb\u4e2d\u53d6\u51fa\u4e00\u90e8\u5206\uff0c\u4f86\u4ee5\u89e3\u6c7a\u76ee\u524d\u7684\u7dca\u6025\u8cc7\u91d1\u9700\u6c42\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E5%8F%AA%E8%A6%81%E6%BB%BF%E8%B6%B3%E4%B8%80%E6%A2%9D%E4%BB%B6%E5%B0%B1%E8%83%BD%E5%80%9F\"><\/span>\u4fdd\u55ae\u501f\u6b3e\u53ea\u8981\u6eff\u8db3\u4e00\u689d\u4ef6\u5c31\u80fd\u501f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u4fdd\u55ae\u501f\u6b3e\u7684\u552f\u4e00\u7684\u689d\u4ef6\u662f\u4f60\u5fc5\u9808\u64c1\u6709\u4e00\u4efd<strong>\u5177\u6709\u300c\u4fdd\u55ae\u50f9\u503c\u6e96\u5099\u91d1\uff08\u4fdd\u50f9\u91d1\uff09\u300d\u4fdd\u55ae\uff0c\u901a\u5e38\u4e00\u822c\u7684\u7d42\u8eab\u58fd\u96aa\u3001\u5132\u84c4\u96aa\u3001\u5e74\u91d1\u96aa\u3001\u610f\u5916\u96aa\u6216\u6295\u8cc7\u578b\u7684\u58fd\u96aa\u7b49\u4fdd\u55ae\u90fd\u7b26\u5408\uff0c\u4e26\u4e14\u7e73\u8cbb\u8d85\u904e 1 \u5e74<\/strong>\uff0c\u5c31\u53ef\u4ee5\u7533\u8acb\u501f\u6b3e\uff0c\u56e0\u70ba\u514d\u624b\u7e8c\u8cbb\uff0c\u4e0d\u770b\u9084\u6b3e\u80fd\u529b\u5c31\u80fd\u501f\uff0c\u4fdd\u55ae\u501f\u6b3e\u662f\u9817\u70ba\u71b1\u9580\u7684\u5c0f\u984d\u501f\u6b3e\u9078\u9805\u3002<\/p>\n<p>\u5982\u679c\u4f60\u4e0d\u77e5\u9053\u81ea\u5df1\u7684\u4fdd\u55ae\u6709\u6c92\u6709\u4fdd\u50f9\u91d1\u7684\u8a71\uff0c\u6700\u7c21\u55ae\u7684\u65b9\u5f0f\u5c31\u662f\u5bdf\u770b\u4fdd\u55ae\u5167\u7684\u4fdd\u55ae\u50f9\u503c\u8868\uff0c\u6216\u662f\u76f4\u63a5\u8a62\u554f\u60a8\u7684\u4fdd\u96aa\u696d\u52d9\u54e1\uff0c\u6216\u4e0a\u4fdd\u96aa\u516c\u53f8\u7db2\u7ad9\u67e5\u8a0a\u4fdd\u96aa\u5951\u7d04\u8cc7\u8a0a\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E7%AE%97\"><\/span>\u4fdd\u55ae\u501f\u6b3e\u5229\u7387\u600e\u9ebc\u7b97<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>\u4fdd\u55ae\u501f\u6b3e\u5229\u7387\u662f\u6839\u64da\u4fdd\u55ae\u9810\u5b9a\u5229\u7387\u8ddf\u4fdd\u96aa\u516c\u53f8\u800c\u5b9a\uff0c\u5e74\u5229\u7387\u5927\u6982\u90fd\u662f\u4fdd\u55ae\u7684\u9810\u5b9a\u5229\u7387\u5f80\u4e0a\u52a00.5 &#8211; 2.75%\uff0c\u7d04\u662f\u5e74\u5229\u7387 2.7% \u5230 9%\uff0c\u50b3\u7d71\u578b\u53f0\u5e63\u4fdd\u55ae\u7684\u5e74\u5229\u7387\u5927\u7d04\u57282.7%-6.9%\u4e4b\u9593\uff0c\u5916\u5e63\u4fdd\u55ae\u56e0\u70ba\u9810\u5b9a\u5229\u7387\u504f\u9ad8\uff0c\u501f\u6b3e\u5229\u7387\u4e5f\u9ad8\uff0c\u7d04\u662f 6.5%-9%<\/strong>\u3002<\/p>\n<p>\u7279\u5225\u8981\u6ce8\u610f\u7684\u662f\uff0c\u4fdd\u55ae<a href='https:\/\/qq-97.net\/faq\/small-loan-interest-rate\/'>\u5c0f\u984d\u501f\u6b3e\u5229\u606f<\/a>\u662f\u4ee5\u65e5\u8a08\u606f\uff0c\u6bcf\u904e\u4e00\u5929\u7e73\u7684\u5229\u606f\u5c31\u66f4\u591a\uff0c\u800c\u4e14\u82e5\u8d85\u904e\u4e00\u5e74\u672a\u9084\uff0c\u9084\u6703\u5c07\u6574\u5e74\u5ea6\u5229\u606f\u7d0d\u5165\u672c\u91d1\uff0c\u4f7f\u5f97\u9694\u5e74\u5229\u606f\u8cbb\u7528\u518d\u63d0\u9ad8\uff0c\u56e0\u6b64\u4fdd\u55ae\u501f\u6b3e\u6bd4\u8f03\u9069\u5408\u6709\u77ed\u671f\u5468\u8f49\u9700\u6c42\u7684\u4eba\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E5%96%AE%E5%80%9F%E6%AC%BE%E8%83%BD%E5%80%9F%E5%A4%9A%E5%B0%91%E9%8C%A2%EF%BC%9F\"><\/span>\u4fdd\u55ae\u501f\u6b3e\u80fd\u501f\u591a\u5c11\u9322\uff1f<span 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